diff --git a/apps/hellgate/src/hg_invoice_payment_chargeback.erl b/apps/hellgate/src/hg_invoice_payment_chargeback.erl
index 7523cc9..629688f 100644
--- a/apps/hellgate/src/hg_invoice_payment_chargeback.erl
+++ b/apps/hellgate/src/hg_invoice_payment_chargeback.erl
@@ -280,10 +280,13 @@ do_create(Opts, CreateParams = ?chargeback_params(Levy, Body, _Reason)) ->
     CreatedAt = hg_datetime:format_now(),
     Invoice = get_opts_invoice(Opts),
     Party = get_opts_party(Opts),
+    Route = get_opts_route(Opts),
     Payment = get_opts_payment(Opts),
     ShopID = get_invoice_shop_id(Invoice),
     Shop = hg_party:get_shop(ShopID, Party),
     VS = collect_validation_varset(Party, Shop, Payment, Body),
+    PaymentsTerms = hg_routing:get_payment_terms(Route, VS, Revision),
+    ProviderTerms = get_provider_chargeback_terms(PaymentsTerms, Payment),
     ServiceTerms = get_merchant_chargeback_terms(Party, Shop, VS, Revision, CreatedAt),
     _ = validate_currency(Body, Payment),
     _ = validate_currency(Levy, Payment),
@@ -291,6 +294,7 @@ do_create(Opts, CreateParams = ?chargeback_params(Levy, Body, _Reason)) ->
     _ = validate_contract_active(get_contract(Party, Shop)),
     _ = validate_service_terms(ServiceTerms),
     _ = validate_eligibility_time(ServiceTerms),
+    _ = validate_provider_terms(ProviderTerms),
     Chargeback = build_chargeback(Opts, CreateParams, Revision, CreatedAt),
     Action = hg_machine_action:instant(),
     Result = {[?chargeback_created(Chargeback)], Action},
@@ -558,6 +562,10 @@ validate_service_terms(#domain_PaymentChargebackServiceTerms{allow = {constant,
 validate_service_terms(undefined) ->
     throw(#payproc_OperationNotPermitted{}).
 
+validate_provider_terms(ProviderTerms) ->
+    _ = get_chargeback_provider_cash_flow(ProviderTerms),
+    ok.
+
 validate_contract_active(#domain_Contract{status = {active, _}}) ->
     ok;
 validate_contract_active(#domain_Contract{status = Status}) ->
diff --git a/apps/hellgate/test/hg_invoice_tests_SUITE.erl b/apps/hellgate/test/hg_invoice_tests_SUITE.erl
index 9280676..362175a 100644
--- a/apps/hellgate/test/hg_invoice_tests_SUITE.erl
+++ b/apps/hellgate/test/hg_invoice_tests_SUITE.erl
@@ -103,6 +103,7 @@
 -export([payment_hold_auto_capturing/1]).
 
 -export([create_chargeback_not_allowed/1]).
+-export([create_chargeback_provision_terms_not_allowed/1]).
 -export([create_chargeback_inconsistent/1]).
 -export([create_chargeback_exceeded/1]).
 -export([create_chargeback_idempotency/1]).
@@ -352,6 +353,7 @@ groups() ->
 
         {chargebacks, [], [
             create_chargeback_not_allowed,
+            create_chargeback_provision_terms_not_allowed,
             create_chargeback_inconsistent,
             create_chargeback_exceeded,
             create_chargeback_idempotency,
@@ -692,6 +694,8 @@ init_per_testcase(Name = limit_hold_payment_tool_not_supported, C) ->
     override_domain_fixture(fun patch_with_unsupported_payment_tool/2, Name, C);
 init_per_testcase(Name = limit_hold_two_routes_failure, C) ->
     override_domain_fixture(fun patch_providers_limits_to_fail_and_overflow/2, Name, C);
+init_per_testcase(Name = create_chargeback_provision_terms_not_allowed, C) ->
+    override_domain_fixture(fun unset_providers_chargebacks_terms/2, Name, C);
 init_per_testcase(Name = repair_fail_routing_succeeded, C) ->
     meck:expect(
         hg_limiter,
@@ -1687,6 +1691,25 @@ patch_providers_limits_to_fail_and_overflow(Revision, _C) ->
         ])
     ].
 
+unset_providers_chargebacks_terms(Revision, _C) ->
+    lists:flatten([unset_provider_chargebacks_terms(Revision, ProviderRef) || ProviderRef <- [?prv(2)]]).
+
+unset_provider_chargebacks_terms(Revision, ProviderRef) ->
+    Provider =
+        #domain_Provider{terms = Terms} =
+        hg_domain:get(Revision, {provider, ProviderRef}),
+    PaymentsTermSet = Terms#domain_ProvisionTermSet.payments,
+    [
+        {provider, #domain_ProviderObject{
+            ref = ProviderRef,
+            data = Provider#domain_Provider{
+                terms = Terms#domain_ProvisionTermSet{
+                    payments = PaymentsTermSet#domain_PaymentsProvisionTerms{chargebacks = undefined}
+                }
+            }
+        }}
+    ].
+
 change_terms_limit_config_version(Revision, LimitConfigRevision) ->
     change_terms_limit_config_version(Revision, ?prv(5), [
         #domain_TurnoverLimit{
@@ -3059,6 +3082,26 @@ create_chargeback_not_allowed(C) ->
     Result = hg_client_invoicing:create_chargeback(InvoiceID, PaymentID, CBParams, Client),
     ?assertMatch({exception, #payproc_OperationNotPermitted{}}, Result).
 
+-spec create_chargeback_provision_terms_not_allowed(config()) -> _ | no_return().
+create_chargeback_provision_terms_not_allowed(C) ->
+    %% NOTE See fixture setup in `unset_providers_chargebacks_terms'
+    Cost = 42000,
+    Client = cfg(client, C),
+    PartyClient = cfg(party_client, C),
+    ShopID = hg_ct_helper:create_battle_ready_shop(
+        cfg(party_id, C),
+        ?cat(2),
+        <<"RUB">>,
+        ?tmpl(2),
+        ?pinst(2),
+        PartyClient
+    ),
+    InvoiceID = start_invoice(ShopID, <<"rubberduck">>, make_due_date(10), Cost, C),
+    PaymentID = execute_payment(InvoiceID, make_payment_params(?pmt_sys(<<"visa-ref">>)), Client),
+    CBParams = make_chargeback_params(?cash(1000, <<"RUB">>)),
+    Result = hg_client_invoicing:create_chargeback(InvoiceID, PaymentID, CBParams, Client),
+    ?assertMatch({exception, #payproc_OperationNotPermitted{}}, Result).
+
 -spec create_chargeback_inconsistent(config()) -> _ | no_return().
 create_chargeback_inconsistent(C) ->
     Cost = 42000,
diff --git a/rebar.lock b/rebar.lock
index b556b42..47d9f3e 100644
--- a/rebar.lock
+++ b/rebar.lock
@@ -58,7 +58,7 @@
   {git,"https://github.com/valitydev/machinegun-proto.git",
        {ref,"96f7f11b184c29d8b7e83cd7646f3f2c13662bda"}},
   0},
- {<<"mimerl">>,{pkg,<<"mimerl">>,<<"1.2.0">>},2},
+ {<<"mimerl">>,{pkg,<<"mimerl">>,<<"1.3.0">>},2},
  {<<"msgpack_proto">>,
   {git,"https://github.com/valitydev/msgpack-proto.git",
        {ref,"7e447496aa5df4a5f1ace7ef2e3c31248b2a3ed0"}},
@@ -104,7 +104,7 @@
  {<<"unicode_util_compat">>,{pkg,<<"unicode_util_compat">>,<<"0.7.0">>},2},
  {<<"woody">>,
   {git,"https://github.com/valitydev/woody_erlang.git",
-       {ref,"3e2337a818086f33f0a1ede5d204aee7744c7c36"}},
+       {ref,"81219ba5408e1c67f5eaed3c7e566ede42da88d4"}},
   0}]}.
 [
 {pkg_hash,[
@@ -123,7 +123,7 @@
  {<<"idna">>, <<"8A63070E9F7D0C62EB9D9FCB360A7DE382448200FBBD1B106CC96D3D8099DF8D">>},
  {<<"jsx">>, <<"D12516BAA0BB23A59BB35DCCAF02A1BD08243FCBB9EFE24F2D9D056CCFF71268">>},
  {<<"metrics">>, <<"25F094DEA2CDA98213CECC3AEFF09E940299D950904393B2A29D191C346A8486">>},
- {<<"mimerl">>, <<"67E2D3F571088D5CFD3E550C383094B47159F3EEE8FFA08E64106CDF5E981BE3">>},
+ {<<"mimerl">>, <<"D0CD9FC04B9061F82490F6581E0128379830E78535E017F7780F37FEA7545726">>},
  {<<"opentelemetry">>, <<"988AC3C26ACAC9720A1D4FB8D9DC52E95B45ECFEC2D5B5583276A09E8936BC5E">>},
  {<<"opentelemetry_api">>, <<"7B69ED4F40025C005DE0B74FCE8C0549625D59CB4DF12D15C32FE6DC5076FF42">>},
  {<<"opentelemetry_exporter">>, <<"1D8809C0D4F4ACF986405F7700ED11992BCBDB6A4915DD11921E80777FFA7167">>},
@@ -153,7 +153,7 @@
  {<<"idna">>, <<"92376EB7894412ED19AC475E4A86F7B413C1B9FBB5BD16DCCD57934157944CEA">>},
  {<<"jsx">>, <<"0C5CC8FDC11B53CC25CF65AC6705AD39E54ECC56D1C22E4ADB8F5A53FB9427F3">>},
  {<<"metrics">>, <<"69B09ADDDC4F74A40716AE54D140F93BEB0FB8978D8636EADED0C31B6F099F16">>},
- {<<"mimerl">>, <<"F278585650AA581986264638EBF698F8BB19DF297F66AD91B18910DFC6E19323">>},
+ {<<"mimerl">>, <<"A1E15A50D1887217DE95F0B9B0793E32853F7C258A5CD227650889B38839FE9D">>},
  {<<"opentelemetry">>, <<"8E09EDC26AAD11161509D7ECAD854A3285D88580F93B63B0B1CF0BAC332BFCC0">>},
  {<<"opentelemetry_api">>, <<"6D7A27B7CAD2AD69A09CABF6670514CAFCEC717C8441BEB5C96322BAC3D05350">>},
  {<<"opentelemetry_exporter">>, <<"2B40007F509D38361744882FD060A8841AF772AB83BB542AA5350908B303AD65">>},